Managing the risk that could ultimately threaten your company’s profits
A vital part of any business is the people who work there. But what if something happened to one of the key personnel in your business, for example, if an important member of staff died unexpectedly or became unable to work due to a serious illness. This could have a considerable impact on the core operations, sales and profit of your business.
Continue reading “Protecting key personnel”
Facing up to the reality of not having saved enough
Around 55* per cent of people said they were either currently not saving enough or they had to face up to the reality of not having saved enough into a pension in the past, according to insurer Friends Provident.
Continue reading “Savings survey”
Have you taken advantage of topping up your tax-free savings?
If you are aged 50 or over, from 6 October your Individual Savings Account (ISA) allowance increased by a further £3,000 to £10,200; £1,500 of this increase can be saved in a cash ISA.
Continue reading “ISA returns of the year for the over-50s”
Shopping around to get the best deal
When you decide to take benefits from your pension savings, you are not obliged to purchase an annuity and take your retirement income from the company that you hold your pension fund with.
Continue reading “Boosting your retirement income”
Securing an income for the rest of your lifetime
If you are looking for a secure income that will not fall in value or eventually run out, an option to consider is a Purchased Life Annuity (PLA). A PLA pays you income in the same way as a pension annuity. However, it is bought using your own money rather than with money in a pension. The insurance company you choose to buy the PLA from will pay you a secure income for the rest of your lifetime in exchange for your capital.
Continue reading “Purchased Life Annuity”
Selecting a broad spread of instruments
There is a whole range of opportunities open to an investor wishing to generate extra income or build up a capital sum for the future. If appropriate to your particular requirements, one option to consider is collective investment schemes.
Continue reading “Bespoke investment solutions”
Have you considered your options?
Buying an annuity is typically a one-off purchase, so it’s essential to obtain professional advice to ensure that you can achieve a wealthier retirement.
Continue reading “Achieving a wealthier retirement”